As you might be aware since recent times there have been already several court decisions declaring null and void the minimum interest rate clause in the Spanish mortgage contracts as mortgages with the interest linked to the Euribor should fluctuate (that is...
According to a recent report, UK pensioners have a higher monthly income than the average working household in the UK, only by £20 admittedly, but it is a trend heading in the wrong direction if long term growth and prosperity are your goal. In 2001 workers out...
Customs – Temporary admission declaration. Spanish approach The temporary admission procedure laid down in article 250 of the Union Customs Code – Regulation (EU) No 952/2013, which came into force on 1 May 2016, allows non-Union goods intended for re-export to...
For as long as I can remember, we have been promised that the future is just around the corner. From the Jetsons to Tomorrow’s World I have been perpetually convinced that this time next year we will be wearing foil suits and have dutiful robots scuttling along...
Members of Britain’s ageing workforce increasingly want to carry on beyond the State Pension age – and businesses are taking advantage. There is a greater number of older people working today than ever. The latest government figures show that some 9.4 million...
I wrote the following article which appeared in the January 2016 edition of The Islander. Despite widespread publicity about a global crackdown on tax evasion there are many people who do not seem to believe they will be caught. For those who fall into...
