The Potential Shock Awaiting Retirees

A recent study shows there could be an unwelcome surprise for those who save too little, too late. How much income do you think you’ll need in retirement? Research shows that UK investors expect to need an income equal to two-thirds of their current salary to afford...

Leaving It Late

Every month about this time I look at a blank piece of paper, blank computer screen actually, and work out how I’m going to write about Brexit. It’s a huge story as I’m sure you will appreciate. Even if you are not British nor a citizen of the European Union the way...

Seafarer’s Social Security

The Maritime Labour Convention 2006 (‘MLC )  obliges  in its Regulation 4.5  regarding the social Security of Seafarers in order to ensure that measures are taken with a view to providing seafarers with access to social security protection in these terms:  “A seafarer...

Is Disruption Changing Everything?

Technology is disrupting everything from cars to healthcare, but that does not mean successful brands have lost their emotional power. In a year of rapid political changes, it is all too easy for investors to miss important shifts elsewhere. Among these, few themes...