Thinking Ahead – Meet Your Future Self

Experts say one of the biggest barriers to saving for our retirement is the inability to picture ourselves in the future.   Several years ago, a study published in the Journal of Marketing Research explored the reasons why Americans were failing to save enough...

Superyachts & Labour Conditions

Maritime navigation is one of the most dangerous jobs in the world and a superyacht is not different. The lack of national regulations and the use of so-called flags of convenience causes that some employees work quite often too many hours and under not in acceptable...

It’s All In The Detail

The government has clarified its position on a number of outstanding issues for pension savers – but not everyone will be pleased. The recent Queen’s Speech contained little on pensions, yet the government has since been obliged to make a number of announcements on...

Spanish Tax Amnesty declared illegal

The Spanish Constitutional Court has declared last 8th of June, the tax evasion amnesty for undeclared assets or those hidden in tax havens adopted in 2012 by the Spanish Government, as against the highest Law, the Spanish Constitution; it has been declared...

The Perfect Storm

The anticipated pressure on pension systems from ageing populations is the financial equivalent of climate change, says the World Economic Forum.   As the dust settles from the general election, amidst many remaining uncertainties one thing is clear: the plan to cut...

An American (not) in Paris

Donald Trump did a stupid thing last month…yes really. Actually, he did quite a few stupid things, but the one that stands out was his withdrawal from the Paris climate agreement. The agreement signed in April last year was an historic moment. A rare moment...